Dear Client: For the past few days, I have been peering through my ancient pair of magic foggy binoculars, handed down through generations of Schuhmachers since before Prohibition, to gaze upon the next twelve months like a besotted Nostradamus. Last year I would admit that I copped out a bit …. My predictions were vague and long-winded and gave me all sorts of back doors to escape from. No more. This year, with the help from readers and my editors
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