Dear Client:Many longtime stable and large industries have been completely disrupted by the advent of the smartphone, GPS technology, streaming services and the web/apps. The most oft-cited is Uber disrupting the highly regulated taxi industry, dollar shave club disrupting the razor industry, iTunes/Pandora/Spotify disrupting the music industry, Twitter/FB/Craigslist disrupting the newspaper industry, and Amazon disrupting -- well -- almost every consumer goods industry.The alcohol industry has largely remained unaffected. The wine industry has a robust direct-to-consumer web business via common
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