Dear Client: I started in the beer industry in 1991 just as Quality Beverage, a major wine and spirits wholesaler in Houston, filed for bankruptcy protection, after their major suppliers (Seagrams mostly) pulled their brands from the company without compensation. A few months later, Tarrant Distributing also folded. Even as a young greenhorn in the industry, I was shocked at how quickly these companies fell. More recently, we saw what happened to Sue McCollum with Major Brands in Missouri in
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