A New Decade, New Predictions

Dear Client: Ah, prediction time.  Again, we brush the dust off our magic foggy binoculars and look to see what could happen in 2020. Recall our usual caveats: 1. We're not always right, but never uncertain. 2. We don’t conjecture on specific people’s jobs, 3. We try to stay away from things that -- by predicting them -- helps usher them into reality, and 4. Most importantly, please don’t make material decisions based on what I predict. As a wise